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Betterment Invest & Save Money app for iPhone and iPad


4.4 ( 6224 ratings )
Business Finance
Developer: Betterment
Free
Current version: 8.50.0, last update: 6 months ago
First release : 21 Sep 2010
App size: 132.25 Mb

Invest and save better with Betterment. Investing apps are a dime a dozen, right? So, you might be wondering why you should download this investing app. It’s simple: Betterment is a robo advisor built with technology that optimizes for you, creating a tailored experience that fits your needs whether you’re an investor-in-training or a stock market guru. Join the 800,000+ people who entrust us with over $40+ billion.

As an independent digital investment advisor and fiduciary, Betterment’s mission is to help you do what’s best for your money so you can live better. Get started in minutes with just $10 and no minimum balance. Keep track of your financial life across your short- and long-term savings goals with our easy-to-use app.

NEW CUSTOMERS EARN 5.50% VARIABLE APY* (as of 9/13/23) ON CASH
- Get an extra 0.75% APY* with qualifying deposit and over 13x** the national average.
- Protect your earnings with up to $2 million† in FDIC insurance at our program banks.
- Learn more at betterment.com

WEATHER ANY MARKET WITH EXPERT-BUILT PORTFOLIOS
- Customize your stock-and-bond risk level with recommendations from the pros.
- Choose one of our optimized, curated portfolios of ETFs, like Innovative Tech, Goldman Sachs Smart Beta, or socially responsible investing options: Broad, Social, or Climate Impact portfolios

INVEST WITH TECH THAT OPTIMIZES FOR YOU, RAIN AND SHINE
- Rebalance your portfolio and reinvest dividends automatically
- Limit your tax impact with automated tools, like tax-loss harvesting and tax coordination between accounts
- Set up recurring deposits on your preferred schedule
- Questions? We’ve got resources galore or ask our financial advisors!

KEEP MORE OF YOUR MONEY
- Invest with us for just $4/month, or pay an annual fee of 0.25% on your investing account balance when you:
- Have a total Betterment balance of $20,000 or more across any accounts you hold at Betterment, or
- Set up a recurring deposit(s) of $250/month or more into any account
- Upgrade to Premium for unlimited access to advisors at just .4% of your invested assets, a fraction of the cost compared with traditional advisors
- These are CERTIFIED FINANCIAL PLANNER™ professionals, salaried never commissioned, for a significantly lower management fee

TURN LIFE GOALS INTO MONEY GOALS
- Save for that exercise bike, your next vacation, and more
- Go beyond your 401(k) with an IRA
- Use our projection tools to create a plan
- Calculate how to reach your target with our goal forecaster

SEE THE BIGGER PICTURE
- Get our all-in-one financial dashboard
- Connect outside accounts, see your net worth, and view your investment performance, all in one place

GET MORE WITH BETTERMENT
- Crypto Investing with diversified expert-built portfolios and in-depth resources
- Manage money for everyday spending with Checking
- Retirement planning with a 401(k) plan for your business


______________________
Betterment
8 W 24th St., New York, NY 10010


**National average savings account interest rate is reported by the FDIC (as of 7/31/23) as the average annual percentage yield (APY) for savings accounts with deposits under $100,000.

Checking accounts and the Betterment Visa Debit Card provided and issued by nbkc bank, Member FDIC. Checking made available through Betterment Financial LLC. Neither Betterment Financial LLC, nor any of their affiliates, is a bank.

Pros and cons of Betterment Invest & Save Money app for iPhone and iPad

Betterment Invest & Save Money app good for

very easy to use, too bad they dont provide all their data to mint, too.
I have had no trouble with the app. Only good experiences with Betterment.
They do exactly what you try to do yourself and what a financial advisor tries to do. But they do it cheaper and more effectively. App makes the whole experience even better. So simple.
The app is pretty awesome. You can do anything you need to with it. I do wish it showed how many days you have left after recommending friends though.
Works great and has much flexibility to take advantage of stock market.
I enjoy the Betterment App because it makes investing easy and fun. You can review details about your portfolios, manage your funds, make adjustments, and more. I would definitely recommend betterment to the busy millennials out there.

Some bad moments

The app design in terms of quality and functionality is 5/5. However I am losing money @60%. I invested $100 initially to see how it works with 92/8% stocks/bonds. I understand the risks in stocks and there has been overall decline last December. However the market corrects in itself over time. I did not expect a 60% loss. Maybe it is me in the way I have kept the default ratio based on initial targets. However this app is designed for people who dont have experience in investing. Not working for me. I will keep it as is just to see how it goes.
If you dont put in at least $150k, get ready to be nickeled and dimed and lose a pretty big chunk of your money for no reason. I put in all of my savings and after two years, I was down almost 10% of that. One of my friends put in way more and they were up 0.05%. Dont waste your time unless youre already rich.
I have several financial apps. This is only one where I have lost (not joking) 39 percent on what I put into it. Wow gross.
Betterment is a great service, but their app isnt the best. TouchID still doesnt work correctly, and the Apple Watch app only works when it wants.
Worst retirement/investment option available. Been doing this for 4 months and havent made a dollar profit yet.
How do you seriously not have an iPad app yet? Really disappointing.

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betterment, retirement, stock investing, retire, stock advisor, betterment - automated investing, and other. So, download free Betterment Invest & Save Money .ipa to run this nice iOS application on iPhone and iPad.